Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Financial Hacks for Millennials: Student-Debt Here are seven ways to reduce that debt and live more confidently. Eight Mistakes That Can Upend Your Retirement There are common mistakes you can avoid when saving for retirement. How the Federal Reserve Works Each day, the Fed is behind the scenes supporting the economy and providing services to the U.S. financial system.